|
Tuesday, 21 October 2008 |
By Musa Aykac
 The credit crunch is affecting everyone, but it could in fact be distressing the retired and elderly much more. A recent survey that was conducted showed that 1 in 3 retired people have outstanding debts, and with the financial situation that we are facing it is only looking set to get worse.
Retirement does not look like a healthy option anymore, people who work for there whole lives expect to go into retirement and relax, but with the current money worries, it is in fact forcing more and more people to get them selves back to work either part or full time, to pay off there debts and be able to live healthily.
In the working world everyone has to pay tax, but when you are over the age of 65 you usually retire, or if you continue to work you get a higher personal allowance, which ideally means that you can earn more before you get taxed.
Therefore before going into retirement, there are a few steps which you should take to make sure that you have a secure future |
|
Last Updated ( Tuesday, 21 October 2008 )
|
|
Read more...
|
|
Monday, 20 October 2008 |
By Paul Hata
 Any credit card you apply for has a grace period. Grace periods on most cards extend up to 25 days, while other cards have less timeframe for grace period. The grace period is important since if you go over the cycle you are subject to penalties, fees, and higher APR.
Few of the lower rate cards offers may not have annual charges, and may have low interest rates. For example, few cards offer no annual charges, no cash advance fees, yearly summary, security on purchases, protection price plans, insurance, 25-day grace, limits up to $35,000, and low fixed rates as low as 9.9%. This is one of the better deals over the Internet and the cards are located on a secure site. Other cards the company offers APR reach up to 14.9%, however each card offered has a grace period up to 25-days.
I have noticed few cards that have 20-day grace period, and frankly, this is not enough, since most all other cards offer 5-days longer. If you notice in this plan offered the card offers Fixed Rate APR. This |
|
Last Updated ( Monday, 20 October 2008 )
|
|
Read more...
|
|
|
<< Start < Prev 1 2 3 4 5 6 7 8 9 10 Next > End >>
|
| Results 8 - 14 of 81 |
