By Dee Powerbr /br /The acronym FICO stands for Fair Isaac Company, the actual company who pioneered this mathematical calculation, during the late 1950's. It is the credit model used to determine one's credit score and dependability. The term FICO score is just another way of referring to a credit score. br / br /The FICO score is based on several factors. These include: late payments, missing payments, number of open accounts, length of one's ov....

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